Full description not available
M**D
You NEED this book, especially if you already own a house and are buying another one!
This easy to read, but utterly comprehensive book is fantastic. I am shocked to learn how much I did not know about how the mortgage process works. I will confess that I have not applied for a mortgage since the hey-days of 2006 when anyone could get a mortgage (and for me, I could with two other partners apply for and get $1.1 million mortgage on a house in Oakland CA with almost no paperwork...). That said, the environment has CHANGED, and everyone who is applying for a home loan now NEEDS this resource. It not only gives detailed descriptions of processes and procedures, it references a variety of websites and other resources that will stay current even when the regulations changes somewhat and would otherwise make a print reference out of date. BUY this book if you or a loved one is thinking of buying a house and using a mortgage to finance it! I am so glad that I did, as I am getting ready to purchase a second residence.
D**Y
Great book!
Excellent book, i would consider myself a well read person, mostly informative books and this one is full of useful information. I would also recommend reading Mortgage rip offs and money savers that book combined with this one will have you going into the mortgage process with most everything you need to know. I felt she lacked a little in explaining the fees which the other book covers in great detail and can save you thousands of dollars in the mortgage process! If you can, read the mortgage rip offs by Carolyn Warren first then this one and you’ll be set!
A**N
This is a MUST READ for BOTH the 1st Time Buyer and all Repeat Home Buyers!
For over 6+ years, I've directly benefited from Elysia Stobbe's deep insights and principled approach to securing the best mortgage. As a client of hers, I can speak first hand to the great service and care I received during the purchase of a new house as well as during a refinance. I found her book to be a direct reflection of her communication style and passion for delivering an outstanding customer experience - she delivers valuable insights in a straightforward, no nonsense approach. This is a MUST READ for BOTH the 1st Time Home Buyer and all Repeat Home Buyers. I took tons of notes in the margins of the pages, highlighted key passages, and underlined lots of important action steps and helpful Go-Do's. This is THEEE GUIDE to have when trying to navigate today's new and complex rules. Elysia takes the stress out of the process, she provides helpful tips and best practices, and she does all this to ensure you have a great experience and optimal outcome. Thank you Elysia for sharing such helpful insights!
J**E
Great information
If you know nothing about the home buying process, or there are certain areas that you would like to know more about, then this is the book for you! When looking for information about the process I ordered this book. It's written basically in the order that things occur in this process and the author is very knowledgeable. It provides you with a basic understanding of buying a home and what to expect. It even hits different kinds of situations that you could possibly run across. I did not know much about this process and wasn't sure what to expect and this book made it a lot easier to go through buying a house. It made the process less complicated and I was more prepared!
M**T
Not great for those brand new to home buying
I am looking into buying a home for the first time. I don’t know anything about the process and knew I needed to educate myself. The author does not break concepts down enough for beginners. She writes in a way that assumes the reader knows what she’s talking about. I feel like she skips steps in her descriptions and I’m only on page 11. Despite the choppy writing, I have already learned a few new concepts. Hopefully the rest of the book improves.
O**O
Newbie to anything mortgage
I’ve been thrown into the need to get a house ASAP life changing event and I am completely most.I quickly turned to the internet to research and ended up further confused.Then I remembered I can easily search amazon for some mortgage books and boom this gem showed up.I love how things are broken down and definitions are explained. The checklist help a lot.I feel more competent and confident moving forward with my house hunting now that I’ve read this.
Y**I
Very informative
Good overview on loan application from initiating to closing combined with home purchasing process and easy to understand explanations of real estate jargons
J**E
A must for a first time homebuyer- you will save money!!!
This excellent book is an absolute must read for the first time homebuyer and the experienced purchaser alike. The book is well organized and easy to read while covering an incredible range of topics and specific situations. Elysia clearly and concisely breaks down complex mortgage topics and provides a wealth of tips on the entire home buying process. Reading this book will easily save you $1000s more than the cover price and I truly wish I had this information for my first mortgage experience! I have used Elysia for two loans and I know I have the best mortgage for my situation. I am so glad Elysia wrote this book. Her integrity and reputation are impeccable. She wrote this book to help you.
