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T**R
Common sensical
Must read. Simply stick to what Nick says and life will truly be easy ^_^ Instead of paying an "expert" to tell you these practices, just buy this book and keep buying (^o^)/
A**H
Good book on personal finance
I would say this is a very good book for those who have not read too much on personal finance. Author explains a lot of concepts like when to start investing, where to invest , some approaches towards saving , he gives a lot of historic data which is very useful and we cannot normally imagine it , he also explains what should be one approach to things like whether to take a debt , when to buy a house and when to retire .... then he again covers in detail approach to equity which is common in many books .... what I did not like was he discouraged investing in individual stocks where he assumes everyone is nocive and people don't change portfolio's, 2 one it was written only us investors in mind but it can be easily extrapolated
M**R
Nice Book
The book is about saving, spending, retirement planning, stock investment, portfolio rebalance et.The good thing is that the book has written after covid so it is not old. Must read. It will provide you overall wealth knowledge.
V**.
Loved this book
I really liked this book. It has got a huge US bias but is relevant for everyone. It goes right to the top of the queue with Die with Zero and Rich Dad, Poor Dad. The summary at the end is perfect.
I**.
Buy...
Interesting...
L**A
Not meant for India.
Things are different in India and so most of it doesn't apply to Indians. Only some concepts like the one stated in name 'just keep buying' works for building wealth by opting for regular investments. Other than that everything is different in India. Even simple things like college grads earn more so get a degree doesn't apply in India. Here businessmen, government employees at all levels earn more than college grads. The retirement ideas given are also not in line with Indian economics.Good book to read just once and understand some ideas but nothing really inspring.
A**R
must read
excellent book. please read.
C**N
A personal finance guide with Data Visualizations
This book clearly stands out from the other personal finance books by one great strength - Data visualization. Maggiulli, a wealth management data scientist, beautifully represented his thoughts in the consumable pattern. His charts and graphs help you to retain the information decently but, (there's always a but) it is not easy to retain the maximum of the information if you've bought a single stock in your life. This book needs some good exposure in asset classes like stocks and bonds, the bare minimum.Also, this book mostly talks about the investment strategy based out of the U.S. stock market and a plethora of historical data ranging from the great depression to the COVID-19 pandemic. I must say, that I admire the research Maggiulli put into this book to make it readable.The book has been separated into 2 parts. Saving and Investing. I was able to relate to the Saving part of the book a lot more than the Investing part. This is mostly because I'm not an American and I totally got disconnected in the taxes chapter of the book where he talks about Roth and 401(k). I must say however, that's a little portion when compared to the entire book.I really felt great when Maggiulli, declares that Time is the most valuable asset than anything in this world. In his own words, "You can always earn more money, but nothing can buy you more time."The book needs re-read if you want to get hold of the investment part of it. That's a non-negotiable part of this book I would say. But give it a read, and see what you can do with it.
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